Debt Quest turns your debts, bills and everyday spending into one clear plan. It tells you exactly which debt to attack this month, and moves your debt-free date closer every time you pay extra.
About 5 minutes to set up. No bank logins. Built for couples or going solo.
Most budgeting apps show you where money went. Debt Quest shows you where it should go next.
Add your debts once. Debt Quest builds a payoff plan and picks this month's "boss": the one debt that gets every extra dollar. Knock it out and its payment rolls into the next one. That's the snowball.
Bills, debt payments and paydays in one view. Tick each one as it goes out, move a due date, or change a payday when the check lands early. Your plan updates instantly.
Groceries, gas, eating out and the rest each get an envelope. Log a purchase in two taps, or drop in a bank statement: CSV, PDF or even a screenshot. Each envelope shows what's left this month.
Fresh ideas each month to pay off faster, like calling for a lower rate. Mark each one done or "not for us."
Save for a trip without falling behind on any debt, with deal ideas from your home airport.
Invite your partner and you both see the same plan, live, on any phone or computer.
See how each month went against the budget, and what changed in your debt-free date.
Track card rewards and what they're worth toward flights and trips.
Rearrange, hide or put sections side by side. Phone and computer can each have their own layout.
Debt Quest works without ever touching your bank accounts.
We never ask for bank passwords or connect to your accounts. You add your numbers, or import a statement you downloaded yourself.
CSV, PDF and screenshot imports are read right in your browser. The files are never uploaded. Only the purchases you choose to add are saved.
Card, account and routing numbers are stripped out the moment a statement is read. Only the date, merchant, amount and category are kept.
Only you and the people you invite can see your plan. Every household's data is walled off at the database.
We don't sell your information or show you ads. Debt Quest is paid for by the people who use it.
Download a backup of your whole plan any time, or delete it completely.
No password to remember. We email you a sign-in link.
A short setup walks you through it. Optionally bring in last month's bank statement to build your budget for you.
A one-minute tour shows you around. Then tick payments as they go out and watch your debt-free date move.
Join now and help shape Debt Quest. Beta households keep a founders' price, locked in for life, when paid plans start. We'll tell you the exact price well before anything changes.
Claim my founders' spot →No. Debt Quest never connects to your bank or asks for bank passwords. You type in your debts and bills, and you can import a statement you downloaded yourself (CSV, PDF or a screenshot). Statements are read on your device and never uploaded.
Your plan is private to your household and walled off from everyone else at the database. Sign-in uses a secure email link, all traffic is encrypted, and account numbers are stripped from anything you import. We never sell your data.
Yes. Invite your partner with a code and you both see and update the same plan, live, from your own phones or computers.
It's free during the beta. When paid plans start, beta households keep a founders' price, locked in for life, and we'll announce the price well ahead of time.
Yes. Debt Quest works in any modern browser on iPhone, Android, Mac or PC. Add it to your home screen to open it like an app.
No. Debt Quest is a planning tool that does the math and keeps you organized. For advice about your situation, talk to a qualified financial professional.
Tap the Feedback button inside the app. It goes straight to the person who builds Debt Quest, and you'll see the reply right there.
Five minutes from now you could know your debt-free date, and exactly what to pay first.
Build my plan, free →