My Debt Quest

I've made a lot of mistakes since I left home for college. The one mistake with the greatest and most lasting impact on my life is my failure to prioritize my financial health.

From the time I got my first credit card, I "tomorrowed" myself into a pit -- "I'll pay this down tomorrow" became "I'll take care of this with my next paycheck" and led to "well, it'll only take me a couple of months to pay this down," and now I'm stuck with almost $19,000 in credit card debt. In my defense, however feeble, a large chunk of that $19,000 is from a couple of school loans that I rolled into a balance transfer offer sitting at 1.9% until paid off, and the remaining balance is at 0% until 3/2010. Defensible or not, though, it's still $19,000 in credit card debt.

Mydebtquest.com has been up and down over the last year - It started strong but fell victim to competing priorities. I hope to get back on track and maintain the site as I continue to dig myself out of debt - seeing my progress on the site motivates me to stay focused, and I hope that others may benefit from some of the lessons I've learned along the way.